What to know when moving to Miramar Beach, FL
TL;DR: Miramar Beach at a Glance
- The Vibe:
- A highly educated ZIP where 54.8% of residents hold a bachelor's degree and only 22.9% are renters.
- The Major Draw:
- A median household income of $96,269, indicating a relatively affluent area.
- The Reality Check:
- Median gross rent is $2,108, which may be high for many budgets.
- Commute:
- Only 0% use public transit, making it a car-dependent area.
- Top Tip:
- Budget for $2,108/mo rent if you're planning to move here.
The 'Vibe' Check: Who Thrives Here?
Miramar Beach attracts residents who value education and financial stability, as evidenced by the 54.8% of the population holding a bachelor's degree and a median household income of $96,269. With only 22.9% of residents renting, homeownership is more common here, which may appeal to those looking for a community-oriented environment.
Probably not your spot if you are seeking affordable housing options, as the median gross rent of $2,108 can be a stretch for many.
Your Money: Housing & Cost Snapshot
- Median gross rent is $2,108, indicating a higher cost for renting in the area.
- The median owner-occupied home value is $679,800, reflecting significant investment in property.
- Education level is high, with 54.8% of residents holding a bachelor's degree, contributing to a well-informed community.
- The poverty rate is low at 5.3%, suggesting economic stability.
- Only 0% rely on public transit, suggesting that car ownership is essential for commuting.
Source: U.S. Census Bureau, ACS 5-Year Data Profiles.
Schools & Higher Ed
Access to education is available with one nearby institution.
- Postsecondary institutions: 1
- With College Scorecard data: 1
- Nearby institution: Northwest Florida State College in Niceville, FL
Source: NCES Postsecondary School Locations, U.S. Dept. of Education College Scorecard.
Weather & Getting Outside
Miramar Beach experiences an annual precipitation of 37 inches spread over about 78 rainy days, making it wise to keep an umbrella handy. With no snowfall, the area enjoys a warm climate perfect for outdoor activities.
- Henderson Beach State Park - 4.8 stars (8,779 reviews)
- Topsail Hill Preserve State Park - 4.8 stars (3,061 reviews)
- Destin Beach - 4.8 stars (1,360 reviews)
- Gator Beach - 4.6 stars (4,162 reviews)
Sources: NOAA Climate Data Online, Google Places.
Jobs & the Local Economy
In Walton County, where Miramar Beach is located, the unemployment rate is 4.4% as of December 2025, with a labor force of 40,415. There are 38,654 employed individuals, indicating a stable job market.
- Unemployment rate: 4.4% (December 2025)
- Employment: 38,654
- Labor force: 40,415
Source: Bureau of Labor Statistics, Local Area Unemployment Statistics.