Imagine you were moving to the US, or were lucky enough to be able to move to any state you wished, and had no real idea which state would suit your lifestyle and finances best.

You have 50 options. That is daunting for anybody.

You could do what I did when I moved here and literally stuck a pin in a map, or you could be more sensible and make a calculated decision.

If you are of the sensible persuasion, then this guide is for you.

Like all big decisions, start at the top and eliminate options until you are left with the best choices: Start at the state level, then whittle it down to metros, suburbs, and then neighborhoods.

There are going to be compromises along the way, but no doubt you are looking for the state which offers the best combination of opportunities, costs, risks, and lifestyle for you.

Let’s start the process of elimination:

Which States Should You Consider?

These are starting points based on the priorities of different groups of people, but it is not a definitive listing.

Type of moverStates worth consideringMain trade-off
Families with childrenMassachusetts, Minnesota, New Hampshire, Connecticut, Virginia, UtahGood schools or healthcare often come with higher housing costs
First-time homebuyersOhio, Michigan, Pennsylvania, Iowa, Kansas, Indiana, NebraskaAffordable housing, but job opportunities vary considerably by metro
High earners seeking lower income taxesTexas, Florida, Washington, Nevada, Tennessee, Wyoming, South Dakota, New HampshireProperty taxes, sales taxes, or insurance may offset the tax savings
Career-focused professionalsNorth Carolina, Texas, Utah, Nevada, Virginia, MinnesotaThe best opportunities are concentrated in particular metropolitan areas
Healthcare-focused moversNew Hampshire, Massachusetts, Vermont, Connecticut, UtahSeveral of the strongest healthcare states are expensive
Retirees prioritizing healthcareVermont, Colorado, Washington, Utah, ConnecticutClimate, taxes, and housing affordability may be less favorable
Remote workers seeking valuePennsylvania, Ohio, Michigan, Wisconsin, Minnesota, Virginia, North CarolinaLocal internet, airport access, and social opportunities still need checking
Warm-weather moversCalifornia, Hawaii, Arizona, Florida, Georgia, South CarolinaHeat, drought, hurricanes, insurance, and high housing costs
Outdoor enthusiastsColorado, Utah, Washington, Oregon, Montana, Idaho, Wyoming, MaineWildfire smoke, winter weather, remoteness or expensive housing
Movers prioritizing diversityCalifornia, Texas, New York, New Jersey, Florida, Maryland, Nevada, HawaiiDiverse metropolitan areas may be much more expensive than state averages

You may also like to read: Moving to California. In this guide, we look at the pros and cons, and best places to live in California.

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How to Compare States Properly

Before looking at individual states, separate what is important to you into three categories.

Non-negotiables

These are issues that could rule out a state completely:

  • Access to a particular medical specialist
  • State laws affecting your family or profession
  • Maximum acceptable housing payment
  • Proximity to relatives
  • School requirements
  • Climate limitations
  • Licensing requirements for your occupation
  • Access to a major airport
  • Ability to live without a car

Important preferences

These influence your quality of life, but you may need to compromise:

  • Political environment
  • Cultural diversity
  • Outdoor recreation
  • Restaurant and entertainment options
  • Commute time
  • Property size
  • Seasonal weather
  • Access to universities
  • Walkability

Nice-to-have features

These could be the deciding factor between two otherwise similar choices:

  • Beaches, mountains or lakes
  • Professional sports
  • Particular hobbies
  • Direct international flights
  • State parks
  • Nightlife
  • Historic neighborhoods

You may also like to read: Moving to Wichita, Kansas. In this guide, we share all you need to know about moving to Wichita, Kansas.

1. Cost of living

A state might appear affordable because its home prices are low, but it might still have expensive groceries, transportation, utilities, insurance, or healthcare.

The Bureau of Economic Analysis compares state prices through Regional Price Parities. A score of 100 represents the national price level.

Generally lower-cost states

States that regularly offer more affordable housing and everyday expenses include:

  • Arkansas
  • Mississippi
  • Oklahoma
  • Iowa
  • West Virginia
  • Alabama
  • Kansas
  • Missouri
  • Indiana
  • Ohio

The compromise may be a smaller job market, lower average wages, fewer direct flights, limited public transportation, or reduced access to specialized healthcare.

You may also like to read: States with the Lowest Cost of Living 2026. In this guide, we take an in-depth look at the states with the lowest cost of living.

Generally higher-cost states

The highest-cost states normally include:

  • California
  • Hawaii
  • Massachusetts
  • New Jersey
  • New York
  • Washington
  • Maryland
  • Connecticut
  • Colorado
  • Oregon

These states may offer higher wages, wider professional networks, better public services, or access to major economic centers, but the additional income may not compensate for housing costs.

Compare disposable income, not salary

A $100,000 salary in Ohio and a $130,000 salary in coastal California may not provide the same lifestyle.

Create a realistic monthly budget that includes:

  1. Net income after taxes
  2. Mortgage or rent
  3. Home and vehicle insurance
  4. Property taxes or homeowners association fees
  5. Childcare
  6. Healthcare premiums and deductibles
  7. Utilities
  8. Commuting
  9. Groceries
  10. Savings and retirement contributions

The state with the highest salary may not leave you with the most money at the end of the month.

You may also like to read: Moving to Atlanta, Georgia. In this guide, we look at the important considerations when deciding if moving to Atlanta is the right choice.

2. House prices and housing affordability

Housing costs are usually the biggest difference between states.

Zillow’s Home Value Index measures the typical value of homes in the middle portion of the market rather than the median price of only the properties sold that month.

The July 2026 figures below should therefore be taken as typical home values, not quoted selling prices.

Most affordable typical home values

As of July 2026, some of the lowest statewide values were approximately:

StateTypical home value
West Virginia$183,000
Mississippi$198,000
Louisiana$218,000
Oklahoma$225,000
Arkansas$229,000
Kentucky$235,000
Iowa$241,000
Alabama$242,000
Ohio$252,000
Kansas$253,000

Highest typical home values

StateTypical home value
Hawaii$837,000
California$776,000
Massachusetts$673,000
Washington$603,000
New Jersey$585,000
Colorado$543,000
Utah$542,000
New York$526,000
New Hampshire$523,000
Rhode Island$517,000

The national median price of an existing home was approximately $434,100 in July 2026, although a median sale price and Zillow’s typical home value are different measurements and cannot be compared side by side.

The purchase price is only the beginning

When comparing homes, also investigate:

  • The property-tax rate
  • Home insurance premium
  • Flood, wind, or earthquake insurance
  • Homeowners association fees
  • Heating and cooling costs
  • Maintenance requirements
  • Commuting expenses
  • Expected property-tax reassessment
  • Availability of contractors
  • Insurance deductibles

A $300,000 home in an area with high property taxes and expensive insurance may cost more each month than a $375,000 home elsewhere.

State averages can be misleading

Housing prices often vary more within a state than between states.

Upstate New York is completely different from New York City. Rural Illinois bears little resemblance to the Chicago suburbs. California includes both extremely expensive coastal markets and cheaper inland communities.

You may also like to read: Moving to Texas. In this guide, we look at the pros and cons of moving to Texas.

3. State taxes

Taxes are one of the most misunderstood parts of interstate relocation.

States without a broad individual wage-income tax

In 2026, the states generally considered not to impose a broad state tax on wage income are:

  • Alaska
  • Florida
  • Nevada
  • New Hampshire
  • South Dakota
  • Tennessee
  • Texas
  • Washington
  • Wyoming

Washington does, however, tax certain capital gains, so it should not be treated as tax-free in every situation.

State income-tax structures and rates also change, making a current calculation important before moving.

No income tax does not mean low taxes

A state still needs revenue, so it may raise income in other ways:

  • Property taxes
  • Sales taxes
  • Fuel taxes
  • Tourism taxes
  • Business taxes
  • Vehicle registration charges
  • Insurance-related assessments
  • Natural-resource revenue

Texas, for example, offers no wage-income tax but can have substantial property taxes. Tennessee has no wage-income tax but comparatively high combined sales taxes. Florida’s tax position may be attractive, but insurance and housing costs can erase part of the gains.

Sales taxes

Alaska, Delaware, Montana, New Hampshire, and Oregon do not impose a statewide general sales tax, although Alaska allows local sales taxes.

Louisiana, Tennessee, and Washington were among the states with the highest average combined state and local sales-tax rates in 2026.

Sales taxes matter more to lower and middle-income households because a larger share of their income is spent on taxable consumption.

Property taxes

Compare the actual annual bill on a representative home rather than on a statewide percentage.

Property taxes may vary by:

  • County
  • City
  • School district
  • Property classification
  • Homestead exemption
  • Senior exemption
  • Assessment method

New Jersey and parts of Illinois, Connecticut, New Hampshire, and Texas are frequently associated with substantial property-tax bills, although local differences make a huge difference.

Estate and inheritance taxes

For households planning a major estate transfer, state death taxes can affect the decision.

As of 2026, 12 states and the District of Columbia imposed an estate tax, while five states imposed an inheritance tax. Maryland imposed both.

Taxes retirees should check

Retirees need to examine:

  • Social Security taxation
  • Pension taxation
  • Retirement-account withdrawals
  • Property-tax relief
  • Estate and inheritance taxes
  • Sales tax on groceries or medicine

A state regarded as tax-friendly may be beneficial for one retiree and expensive for another, depending on where their income comes from.

You may also like to read: Moving After Retirement. In this guide, we look at the pros and cons of moving after retirement.

4. Job market and unemployment

A low unemployment rate does not mean that a state has the best opportunities.

It may indicate a strong economy, but it can also reflect a small labor force, slow population growth, or limited availability of workers.

Lowest unemployment rates

In July 2026, the lowest state unemployment rates included:

Lowest unemploymentJuly 2026
South Dakota2.0%
North Dakota2.2%
Vermont2.6%
Hawaii2.7%
New Hampshire2.8%
Nebraska2.9%
Wyoming3.0%

And highest:

Highest unemploymentJuly 2026
Connecticut5.2%
Oregon5.2%
California5.1%
Nevada5.0%
Washington5.0%
Arizona4.9%
Illinois4.9%
Michigan4.9%

These are seasonally adjusted statewide figures for July 2026.

You may also like to read: Moving to Omaha, Nebraska. In this guide, we look at 10 great reasons to move to Omaha, Nebraska.

Look at job growth too

In July 2026, the largest year-over-year percentage employment gain was in Minnesota at around 1.4%, followed by Louisiana and South Carolina at approximately 1.3% each.

Texas, California, and North Carolina recorded the largest numerical increases in jobs, while Virginia experienced a year-over-year decline.

Of course, not every industry followed the statewide trend.

Nationally, healthcare and social assistance continued to be strong employment sectors in July 2026, while leisure and hospitality employment showed little change.

Compare the state to your industry

Technology

Consider:

  • California
  • Washington
  • Texas
  • Massachusetts
  • Colorado
  • North Carolina
  • Virginia
  • Utah

Healthcare and life sciences

Consider:

  • Massachusetts
  • Minnesota
  • Maryland
  • Pennsylvania
  • North Carolina
  • New Jersey
  • Connecticut
  • Tennessee

Government and defense

Consider:

  • Virginia
  • Maryland
  • District of Columbia region
  • Texas
  • Colorado
  • Alabama
  • California

Manufacturing and logistics

Consider:

  • Michigan
  • Ohio
  • Indiana
  • Illinois
  • Wisconsin
  • Tennessee
  • South Carolina
  • Georgia
  • Texas

Finance and professional services

Consider:

  • New York
  • New Jersey
  • Massachusetts
  • Illinois
  • North Carolina
  • Texas
  • Florida
  • Delaware

Energy

Consider:

  • Texas
  • North Dakota
  • Oklahoma
  • Louisiana
  • Wyoming
  • New Mexico
  • Alaska
  • Colorado

The most useful question to find an answer to is: Where are employers in my profession hiring, and how far will my salary go there?

You may also like to read: Moving for Work. In this guide, we look at the pros and cons of relocating for a new job.

5. Safety

How safe somewhere is should not be based on a statewide crime score. Compare local data to include:

  • Violent crime
  • Property crime
  • Road deaths
  • Natural disasters
  • Emergency response
  • Environmental risks
  • Neighborhood conditions
  • Insurance availability

Why state crime rankings can be misleading

FBI crime information is collated from voluntary reporting by thousands of law-enforcement agencies, but data capturing and reporting methods can vary. More importantly, crime is highly localized.

A state may contain:

  • Very safe suburbs
  • High-crime urban neighborhoods
  • Low-crime rural counties
  • Tourist areas with elevated property crime
  • College towns with unusual reporting patterns

New Hampshire, Maine, and Vermont are often good starting points for safety-focused movers, but the final decision should be based on the specific city, neighborhood, and route to work or school.

What to check locally

  • Violent crime within a defined radius
  • Vehicle theft
  • Burglary
  • Pedestrian safety
  • Traffic fatalities
  • School incidents
  • Police and fire response times
  • Street lighting
  • Flood evacuation routes
  • Distance to emergency care

Visit the neighborhood during the day, after dark, and on a weekend. Online statistics cannot show noise, aggressive driving, poor lighting, or how safe a place feels while walking.

You may also like to read: The Benefits of Moving to a New City. In this guide, we look at the life-changing benefits of moving to a new city.

6. Weather, climate and natural-disaster risk

Good weather is subjective.

One person may consider hot summers an acceptable price for avoiding snow. Another may prefer four seasons rather than months of extreme heat.

Weather is both a lifestyle issue and a financial risk.

FEMA’s National Risk Index data, now available through the Resilience Analysis and Planning Tool (RAPT), assesses community-level exposure and risk across 18 natural hazards.

NOAA recorded 403 billion-dollar weather and climate disasters in the United States between 1980 and 2024. The 27 events during 2024 alone caused an estimated $182.7 billion in damage.

Gulf Coast and Florida

Main concerns:

  • Hurricanes
  • Storm surge
  • Flooding
  • Extreme humidity
  • Heat
  • Insurance availability
  • Large windstorm deductibles

Warm winters are a big plus, but buyers should obtain real insurance quotes before making an offer.

Atlantic Coast

Main concerns:

  • Hurricanes and tropical storms
  • Coastal flooding
  • Nor’easters
  • Sea-level exposure
  • Humid summers

Risk varies dramatically between coastal and inland locations.

Great Plains and Midwest

Main concerns:

  • Tornadoes
  • Hail
  • Severe thunderstorms
  • Winter storms
  • River flooding
  • Rapid temperature changes

Homeowners should investigate roof age, basement flooding, sump pumps, and wind or hail deductibles.

Mountain West

Main concerns:

  • Wildfire
  • Smoke
  • Snow
  • Drought
  • Water availability
  • Altitude
  • Long distances between services

Mountain scenery may come with higher insurance costs, difficult winter driving, and seasonal smoke.

Southwest

Main concerns:

  • Extreme heat
  • Drought
  • Water supply
  • Dust
  • Wildfire
  • High cooling costs

Do not judge Arizona, Nevada, or New Mexico only by pleasant winter temperatures. Consider how several months of intense summer heat will affect you.

Pacific Coast

Main concerns:

  • Earthquakes
  • Wildfire
  • Smoke
  • Drought
  • Landslides
  • Coastal flooding

The Pacific Northwest also has long periods of cloud cover that some people find difficult.

Northeast and Upper Midwest

Main concerns:

  • Snow
  • Ice
  • Freezing temperatures
  • Heating costs
  • Short winter days
  • Road salt and vehicle corrosion

The advantage is generally lower exposure to extreme heat and tropical cyclones, although inland flooding and severe storms are possible.

The insurance test

Before selecting a home, request quotes using the property’s real address for:

  • Standard homeowners insurance
  • Flood insurance
  • Windstorm coverage
  • Earthquake coverage
  • Wildfire coverage
  • Vehicle insurance

A property is not affordable if the insurance is very expensive and is likely to only keep rising.

You may also like to read: Climate Migration. In this guide, we look at how climate change affects where you choose to live and the best places to move to avoid climate change.

7. Healthcare

Healthcare should be measured on access as well as quality.

A state may have world-class hospitals but limited rural coverage, whereas another may have affordable premiums but long distances to specialists.

America’s Health Rankings placed New Hampshire, Massachusetts, Vermont, Connecticut, and Utah at the top of its 2025 overall state rankings.

Louisiana, Arkansas, Mississippi, Alabama, and West Virginia occupied the bottom five positions.

What to investigate

  • Distance to a primary-care doctor
  • Availability of specialists
  • In-network hospitals
  • Marketplace insurance premiums
  • Employer coverage
  • Medicaid eligibility
  • Mental-health services
  • Maternity care
  • Emergency response
  • Rural hospital stability

Medicaid expansion matters

In 2024, the uninsured rate among people under 65 was approximately 14.5% in states that had not expanded Medicaid, compared with 8.0% in expansion states.

A large share of uninsured Americans lived in the remaining non-expansion states.

This may not directly affect a well-insured employee, but it can influence statewide access, uncompensated care, and the stability of local health systems.

Healthcare for retirees

The leading states in the 2025 Senior Health report included:

  1. Vermont
  2. Colorado
  3. Washington
  4. Utah
  5. Connecticut

Mississippi, Louisiana, West Virginia, Oklahoma, and Kentucky were at the lower end.

A retiree should also confirm the nearest hospital’s specialties rather than relying only on the state ranking.

You may also like to read: Moving to Washington. In this guide, we discover why people move to Washington.

8. Education

Families often make the mistake of choosing a state for education rather than choosing a school district.

State funding and education policy matter, but individual districts, and sometimes individual schools, can differ enormously.

The National Assessment of Educational Progress provides comparable state-level results.

K–12 factors to compare

  • Test-score trends
  • Student growth, not only proficiency
  • Graduation rate
  • Class sizes
  • Teacher turnover
  • Special-education services
  • Advanced Placement and dual enrollment
  • Arts and sports
  • School safety
  • Transportation
  • Attendance boundaries
  • Property taxes and school funding

College and university access

States with large and diverse higher-education systems include:

  • California
  • Texas
  • New York
  • Massachusetts
  • Pennsylvania
  • North Carolina
  • Illinois
  • Virginia
  • Florida

Research in-state tuition rules and residency waiting periods before assuming your children will immediately qualify for lower tuition.

Childcare

For families with young children, childcare may cost as much as housing.

Compare:

  • Daycare tuition
  • Waiting lists
  • Public pre-K
  • Kindergarten schedules
  • After-school care
  • Summer programs
  • Availability of caregivers

A state with lower home prices can still be expensive for a family if childcare costs are astronomical.

You may also like to read: How to Choose a Good School. In this guide, we suggest things to take into consideration when choosing a new school.

9. Politics and state laws

Politics is not just about presidential elections. State government can influence daily life through laws involving:

  • Abortion and reproductive healthcare
  • Gun ownership
  • LGBTQ protections
  • Voting
  • Labor unions
  • Minimum wage
  • Paid leave
  • School curriculum
  • Home-schooling
  • Environmental regulation
  • Tenant protections
  • Business regulation
  • Professional licensing

Treat politics as a compatibility filter

Avoid giving a state the thumbs up just because it is red or blue.

Instead ask:

  • Do current laws affect my healthcare?
  • Are my professional rights protected?
  • Does the state’s education policy fit my family?
  • Are worker protections important to me?
  • Do firearm laws make me feel safer or more restricted?
  • Will upcoming elections plausibly change the rules?

Also remember that metropolitan and rural political cultures can differ significantly within the same state.

You may also like to read: Moving to Portland, Oregon. In this guide, we look at some great reasons to move to Portland.

10. Diversity and community

Diversity can include race, ethnicity, immigration background, religion, language, age, income, politics, and family structure.

Diversity can include race, ethnicity, immigration background, religion, language, age, income, politics, and family structure.

For racial and ethnic diversity specifically, the Census Bureau considers the representation and relative size of different racial and ethnic groups.

Its American Community Survey provides additional demographic information for states and local communities.

Good starting points for racial, ethnic, and international diversity

  • California
  • Texas
  • New York
  • New Jersey
  • Florida
  • Maryland
  • Nevada
  • Hawaii

But state-level diversity does not guarantee that every community feels diverse or welcoming.

Community fit is more than demographics

Consider whether you can find:

  • Cultural organizations
  • Religious institutions
  • Food from your background
  • Language services
  • International schools
  • Professional networks
  • Social groups
  • Communities for children
  • Support for newcomers

A diverse city may make it easier to build a social network, but established smaller communities can sometimes feel more connected.

You may also like to read: Moving to Cleveland, Ohio. In this guide, we find out what makes Cleveland a great place to live.

11. The hidden factors people forget

Home and vehicle insurance

Insurance can dramatically change the affordability of Florida, Louisiana, Texas, California, and other disaster-prone places.

Utilities

Compare:

  • Electricity rates
  • Heating fuel
  • Air-conditioning use
  • Water and sewer charges
  • Trash collection
  • Internet service

Transportation

A cheaper home 40 miles from work may not be cheaper after fuel, tolls, parking, vehicle depreciation, and lost time are taken into consideration.

Airports

Frequent travelers should check:

  • Distance to the airport
  • Direct routes
  • Competition between airlines
  • International flights
  • Winter reliability
  • Parking costs

Internet and mobile coverage

Statewide broadband maps don’t guarantee reliable service inside a particular property, so check your specific address.

Professional licensing

Teachers, nurses, physicians, attorneys, contractors, therapists, and other licensed professionals may need to transfer credentials or complete additional requirements.

Water and air quality

Check:

  • Drinking-water reports
  • Wildfire smoke
  • Industrial pollution
  • Radon
  • Mold risk
  • Allergens
  • Heat-related ozone
  • Agricultural pollution

Access to family and friends

A lower cost of living may not offset the cost of expensive flights, long drives, or the loss of informal childcare and social support.

You may also like to read: Moving to Buffalo, NY. In this guide, find out why Buffalo is fast becoming the best place in the Northeast to live.

12. Best states by type of mover

Best starting points for families

Massachusetts

Strengths: Healthcare, universities, strong school systems, professional jobs, and cultural opportunities.

Compromises: Very expensive housing, cold winters, and relatively high taxes.

Minnesota

Strengths: Healthcare, education, employment diversity, parks, and family amenities.

Compromises: Long, severe winters and a moderately high tax environment.

New Hampshire

Strengths: Good health care, low unemployment, access to New England, and no broad tax on wage income.

Compromises: Expensive housing, substantial property taxes in many communities, and winter weather.

Virginia

Strengths: Robust employment around Northern Virginia, government and technology jobs, varied geography, and many well-regarded school districts.

Compromises: High housing costs and traffic near Washington, D.C.; opportunities vary elsewhere.

Utah

Strengths: Employment growth, outdoor recreation, and many family-oriented communities.

Compromises: Expensive housing, air-quality concerns in some valleys, water issues, and a political culture that may not suit everyone.

Best starting points for first-time buyers

Ohio

Large and mid-sized metropolitan areas, comparatively affordable housing, and significant healthcare, education, and manufacturing employment.

Michigan

Affordable housing in many markets, abundant freshwater, and a mix of manufacturing, healthcare, and university economies.

Pennsylvania

Access to major East Coast employment centers while retaining affordable cities and smaller communities.

Iowa

Low home values and low unemployment, although specialized career opportunities may be limited outside major employment centers.

Kansas and Nebraska

Relatively affordable housing and stable labor markets, with the trade-off of smaller metropolitan areas and severe-weather exposure.

Best starting points for high earners

Washington

No broad tax on wage income, major technology employment, and excellent outdoor recreation. Housing is expensive, and certain capital gains are taxed.

Texas

No broad personal wage-income tax and diverse employment centers. Property taxes, heat, traffic, and insurance need researching.

Florida

No broad personal wage-income tax and warm winters. Housing, hurricane exposure, and insurance costs are major considerations.

Tennessee

No wage-income tax, growing metropolitan areas, and comparatively moderate home values. Sales taxes are high, and housing has become less affordable in the most popular places.

Best starting points for retirees

Retirees seeking warm weather and lower income taxes may consider Florida, Tennessee, Texas, Nevada, or South Carolina.

Those placing healthcare and senior amenities first may prefer Vermont, Colorado, Washington, Utah, or Connecticut.

The best retirement state depends on:

  • Income sources
  • Expected medical needs
  • Housing budget
  • Desire for warm weather
  • Proximity to family
  • Estate planning
  • Ability to drive

Best starting points for remote workers

Good choices for remote workers include:

  • Pennsylvania
  • Ohio
  • Michigan
  • Wisconsin
  • Minnesota
  • Virginia
  • North Carolina

The best choice may be a smaller city within reach of a major airport rather than an isolated low-cost rural area.

Best starting points for outdoor recreation

Mountains and skiing

Colorado, Utah, Wyoming, Montana, Idaho, and Vermont.

Coast and water

Maine, Florida, Hawaii, California, Washington, Michigan, and North Carolina.

Hiking and public lands

Utah, Arizona, Colorado, Washington, Oregon, New Mexico, and Nevada.

Four-season recreation

Minnesota, Wisconsin, Michigan, Maine, New Hampshire, and Vermont.

You may also like to read: Moving to Raleigh, NC. In this guide, we find out why Raleigh makes such a good choice for a fresh start.

13. All 50 states at a glance

The typical home values shown are approximate Zillow Home Value Index figures for July 2026. They represent statewide values and should not be taken as a quote for a particular city or property.

StateTypical home valueWho it may suitMain caution
Alabama$242,000Budget-conscious buyers, manufacturing and aerospace workersHeat, storms, and uneven healthcare or school access
Alaska$401,000Outdoor enthusiasts, energy workers, people seeking no state individual income or statewide sales taxRemoteness, expensive goods and limited specialist care
Arizona$423,000Sun seekers, retirees and workers in growing metrosExtreme heat, drought, water concerns and rising housing costs
Arkansas$229,000Buyers prioritizing low housing and living costsHealth outcomes, severe weather and smaller professional markets
California$776,000Technology, entertainment, international communities and climate varietyHousing, taxes, wildfire and insurance
Colorado$543,000Professionals and outdoor enthusiastsHigh housing costs, wildfire, snow and water pressure
Connecticut$455,000Families seeking healthcare, schools and Northeast accessTaxes, expensive housing and winter
Delaware$412,000Mid-Atlantic access, coastal living and no statewide sales taxSmall job market and coastal flooding
Florida$378,000Warm-weather movers, retirees and tax-sensitive earnersHurricanes, heat and home insurance
Georgia$335,000Atlanta-area professionals and families seeking a major diverse metroTraffic, humidity and severe weather
Hawaii$837,000Movers prioritizing climate, health and island cultureHighest housing costs, imported goods and isolation
Idaho$482,000Outdoor-focused movers and people seeking smaller citiesHousing affordability, smoke, wildfire and limited large job markets
Illinois$299,000Chicago-area careers, culture and transportationProperty taxes, winter, and large local differences
Indiana$262,000Affordable homebuyers, manufacturing and logistics workersCar dependence and severe weather
Iowa$241,000Buyers seeking affordability and low unemploymentSmall specialized job markets and storms
Kansas$253,000Aviation, agriculture, and budget-conscious householdsTornadoes, hail, and limited metropolitan choice
Kentucky$235,000Affordable housing and access to scenic rural areasHealthcare gaps, flooding and severe storms
Louisiana$218,000Energy workers and people drawn to distinctive cultureHurricanes, flooding, insurance and health outcomes
Maine$424,000Safety-focused movers, nature lovers and remote workersWinter, aging population, rural access and limited housing supply
Maryland$436,000Federal, biotech, healthcare and professional employmentHousing costs, traffic and taxes
Massachusetts$673,000Education, healthcare, biotechnology and professional careersVery high housing costs and winter
Michigan$270,000Affordable buyers, manufacturing workers and freshwater recreationWinter and uneven local economic conditions
Minnesota$357,000Families, healthcare professionals and outdoor recreationSevere winter and relatively high taxes
Mississippi$198,000Buyers whose top priority is inexpensive housingHealth, income and education challenges plus storm exposure
Missouri$272,000Buyers seeking affordability with access to two major metrosTornadoes, heat, and highly localized crime
Montana$476,000Outdoor enthusiasts and people seeking spaceHousing-to-income imbalance, wildfire and limited healthcare access
Nebraska$284,000Families seeking affordability and a stable labor marketSmaller metros, winter and severe storms
Nevada$448,000Hospitality, logistics and tax-sensitive workersHeat, water supply and dependence on cyclical industries
New Hampshire$523,000Families, healthcare-focused movers and tax-sensitive earnersHigh home values, property taxes and winter
New Jersey$585,000New York or Philadelphia commuters, diverse families and professionalsHousing and property taxes
New Mexico$321,000Sun seekers, artists, scientists and outdoor enthusiastsDrought, wildfire and uneven jobs or public safety
New York$526,000Finance, media, technology, healthcare and cultureHigh costs near New York City, taxes and winter
North Carolina$340,000Technology, finance, research and healthcare workersHurricanes, heat and increasingly expensive popular metros
North Dakota$294,000Energy workers and people seeking low unemploymentSevere winter, distance and economic cyclicality
Ohio$252,000First-time buyers, healthcare workers and manufacturersCloudy winters and uneven local growth
Oklahoma$225,000Energy workers and buyers seeking low costsTornadoes, heat and weaker health outcomes
Oregon$504,000Outdoor enthusiasts and movers seeking no sales taxHousing costs, wildfire, smoke and slower recent employment
Pennsylvania$294,000Healthcare, education and East Coast access at moderate pricesLocal property taxes, aging housing and winter
Rhode Island$517,000Coastal living and access to Boston or the Northeast corridorExpensive housing, flooding and a small job market
South Carolina$309,000Warm-weather movers and buyers seeking coastal or growing inland citiesHurricanes, heat, and rising insurance costs
South Dakota$326,000Tax-sensitive movers and workers seeking low unemploymentWinter, small metropolitan areas and rural healthcare access
Tennessee$339,000Healthcare, manufacturing, music and logistics workersHigh sales tax, storms and rising housing costs
Texas$303,000Energy, technology, healthcare and business careersProperty taxes, extreme heat, storms and insurance
Utah$542,000Families, technology workers and outdoor enthusiastsExpensive housing, air quality and water constraints
Vermont$402,000Healthcare-focused movers, nature lovers and progressive communitiesSmall job market, taxes, winter and limited housing
Virginia$420,000Government, defense, technology and professional servicesNorthern Virginia housing and traffic
Washington$603,000Technology careers and outdoor recreationHousing, wildfire smoke and regional gray weather
West Virginia$183,000Buyers seeking the nation’s lowest typical home values and mountain sceneryJob variety, healthcare access and infrastructure
Wisconsin$342,000Manufacturing, healthcare, families and four-season recreationLong winters and local property taxes
Wyoming$373,000Outdoor enthusiasts, energy workers and tax-sensitive householdsSmall job base, distance, wind and severe winter conditions

You may also like to read: Moving to Nashville, TN. In this guide, we discover why Nashville continues to be such a popular place to move to.

14. How to create your final shortlist

Step 1: Eliminate states that fail a non-negotiable

Remove any state that does not meet your requirements for:

  • Healthcare
  • State laws
  • Climate
  • Employment
  • Family access
  • Maximum housing payment

Step 2: Select six to eight states

Don’t try to compare all 50 in detail; it is impossible, so create a manageable shortlist using statewide information.

Step 3: Select two or three metropolitan areas in each state

Compare actual housing, jobs, hospitals, schools, and commute patterns.

Step 4: Calculate a realistic monthly budget

Use a real property listing and include:

  • Mortgage or rent
  • Property taxes
  • Home insurance
  • Vehicle insurance
  • Utilities
  • Transportation
  • Healthcare
  • Childcare

Step 5: Investigate future risks

Ask what might change over the next five to ten years:

  • Insurance premiums
  • Climate exposure
  • Water supply
  • State taxes
  • Major employers
  • Population growth
  • School enrollment
  • Infrastructure
  • Political control

Step 6: Visit before moving

Stay in a residential neighborhood rather than a tourist district and test the commute, grocery shopping, traffic, and evening vibe.

Step 7: Rent before buying

Renting for six to twelve months makes sense when:

  • You have never lived in the region
  • Neighborhoods vary significantly
  • Your job is new
  • The housing market is difficult to understand
  • Climate or politics may affect your comfort
  • Insurance costs are uncertain

You may also like to read: The Best City for You. In this guide, we look at how to find the best city to fit your lifestyle and needs.

Which State to Move to?

There is no one best state to live in that will tick every single box; the best state is the one that:

  1. Meets your non-negotiable needs
  2. Offers realistic employment or income
  3. Leaves enough disposable income after housing, taxes, and insurance
  4. Provides acceptable healthcare and safety
  5. Matches your climate and political preferences
  6. Gives you access to the community and lifestyle you want
  7. Remains financially and environmentally sustainable over the long term

Start with finding the right state, then work your way down to the right neighborhood.

Good luck with your move, and be sure to visit our home moving blog, which is packed with guides to make every aspect of your move easier, cheaper, and safer.

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