What to know when moving to Lutz, FL
Lutz at a Glance
- The Vibe:
- A highly educated ZIP where 57.2% hold a bachelor's degree and only 18.8% of residents rent.
- The Major Draw:
- Median household income is $124,548, making it a financially strong community.
- The Reality Check:
- Only 0.5% use public transit, which means a car is essential for getting around.
- Top Tip:
- Budget for $1,805/mo rent if you're looking to rent in the area.
The 'Vibe' Check: Who Thrives Here?
Lutz offers a community with a median household income of $124,548, indicating a relatively affluent population. With 57.2% of residents holding at least a bachelor's degree, education is a strong focus here. However, with only 18.8% of the population renting, it's clear that homeownership is a common choice among residents.
Probably not your spot if: you prefer public transit, as only 0.5% of residents commute this way.
Your Money: Housing & Cost Snapshot
- Median gross rent is $1,805, while the median owner-occupied home value is $523,000.
- Education level is high, with 57.2% of residents holding a bachelor's degree and a low poverty rate of 4.9%.
- Only 0.5% of residents use public transit, indicating a reliance on cars.
- Renter percent is relatively low at 18.8%, suggesting a strong ownership culture.
Source: U.S. Census Bureau, ACS 5-Year Data Profiles.
Schools & Higher Ed
Lutz has access to a variety of educational institutions in the nearby areas, enhancing the community's educational landscape.
- Total postsecondary institutions: 16
- Institutions with College Scorecard data: 15
- Nearby notable institutions include Florida College in Temple Terrace and Keiser University in Tampa.
Source: NCES Postsecondary School Locations, U.S. Dept. of Education College Scorecard.
Weather & Getting Outside
Hillsborough County experiences about 47.1 inches of annual precipitation, with 108 rainy days on average. This means you'll want to keep an umbrella handy. For those who enjoy the outdoors, several parks offer great options for recreation.
- ZooTampa at Lowry Park - 4.6 stars, 27,657 reviews
- Lettuce Lake Park - 4.7 stars, 6,250 reviews
- Rowlett Park - 4.5 stars, 2,648 reviews
- Carrollwood Village Park - 4.8 stars, 1,689 reviews
Sources: NOAA Climate Data Online, Google Places.
Jobs & the Local Economy
In Hillsborough County, the unemployment rate stands at 4.5% as of December 2025, with a labor force of approximately 818,741 people.
- Employed individuals: 781,853
- Unemployed individuals: 36,888
Source: Bureau of Labor Statistics, Local Area Unemployment Statistics.