
Living off-campus – a genuine opportunity or a real challenge?
For those of you willing to give it a try, we have prepared the following complete moving off-campus guide. The benefits of moving off campus are plenty and you are probably very excited about the upcoming change. And you should be!
But before you plunge headfirst into these unknown waters, make sure that you move off-campus for the right reasons and that you know how to swim.
What You Must Know Before Moving Off-Campus
The decision to exchange the routine, familiar and largely care-free dorm dwelling for a more independent off-campus life should never be made lightly. There are a score of important factors to consider before taking the relatively risky yet hugely rewarding step of living off-campus.
Are you eligible to move off-campus?
This is the very first question whose answer you need to find before thinking about whether you are financially and mentally ready to move off-campus. Different higher education institutes have different policies when it comes to living on and off-campus.
Generally speaking, college or university freshmen are only allowed to reside on-campus until they meet one of the eligibility criteria for living off-campus: entering their sophomore year, completing a specific number of credit hours, reaching a certain age (usually 20), getting married and so on. Therefore, the best course of action for you is to contact your school and get more detailed information whether you are legible to move off-campus or not.
Are you ready to move off-campus?

Provided that you have received the green light to move and live off-campus, the next issue you must address is whether you can afford such a drastic change in your lifestyle and if you are in the right mindset to handle all the responsibilities that surely come with living away from the dorms.
You should be well aware of the usual risks involved in an off-campus move and be fully prepared for the additional financial burden it will most likely bring about – you don’t want to suddenly realize mid semester that you can’t survive financially. Sit down with your parents and conduct a cost comparison between living on and off campus and get a much clearer idea of what the price difference between the two lifestyles will be.
Although on-campus life is universally considered to be the cheaper option, it is not always the case. Most colleges or universities charge the respective housing hosts at the start of each semester with the future utility costs included in the bill and the transportation expenses are minimal, or none at all. But as good as it sounds, when you take into account the expenses for the meals at the university dining halls, the total sum can end up being roughly the same or even higher than renting a place away from the school campus.
How to set your off-campus budget?
Without a doubt, the only way to know for sure whether you will be able to respond adequately to your financial responsibilities when you move to an off-campus residence is to try to figure out how far your preliminary budget will take you. Make sure you factor in all of your future expenses of living off-campus:
- the monthly rent + the security deposit;
- the utilities, such as electricity, water, cable TV, Internet, delivery services, etc.
- food;
- transportation;
- furnishing and decorating costs if your rental place is unfurnished.
It’s a great idea to speak with students who live off campus about what you should expect as far as monthly expenses are concerned and whether there are any hidden costs that you need to know about.






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