What to know when moving to Effingham, IL
Effingham at a Glance
- The Vibe:
- A community where 29.3% of residents hold a bachelor's degree and about 25.2% are renters.
- The Major Draw:
- Median household income is $76,098, providing a solid economic base.
- The Reality Check:
- Roughly 11.0% of the population lives below the poverty line, indicating some economic challenges.
- Commute:
- Only 0.2% of residents use public transit for their commute.
- Top Tip:
- Budget for a median rent of $722 per month.
The 'Vibe' Check: Who Thrives Here?
Effingham has a population of about 19,371, with a median household income of $76,098, making it relatively affordable compared to larger urban areas. The community has a lower renter percentage at 25.2%, suggesting many residents are homeowners. With only 0.2% relying on public transit, a car is essential for daily commuting.
Probably not your spot if: You prefer urban centers with strong public transportation options.
Your Money: Housing & Cost Snapshot
- Median gross rent stands at $722, making it accessible for many households.
- The median owner-occupied home value is $195,800, which is relatively affordable.
- About 29.3% of residents hold a bachelor's degree, contributing to the area's educated workforce.
- The poverty rate is at 11.0%, indicating some economic disparity in the community.
Source: U.S. Census Bureau, ACS 5-Year Data Profiles.
Crime & Safety: What the Numbers Say
In Illinois, the property crime rate is 1,549 per 100,000 residents, slightly higher than the national average of 1,546. However, this represents a 16.1% decrease from 2022, indicating an improving trend.
- Violent crime: The annual rate is 245.7 per 100,000, lower than the national average of 325.3, showing a 28.7% decrease since 2022.
- Property crime: The rate is 1,549 per 100,000 residents, with a 16.1% decrease since 2022.
- Notable trend: The homicide rate has decreased by 52.6% since 2022, standing at 4.5 per 100,000.
Source: FBI Crime Data Explorer (state-level summarized data for Illinois).
Weather & Getting Outside
While specific climate data is unavailable, Effingham offers several outdoor amenities worth exploring.
- Effingham TREC Trail: 4.9 stars, 54 reviews.
- Evergreen Hollow Park: 4.6 stars, 180 reviews.
- Bliss Park: 4.3 stars, 183 reviews.
- Effingham County Cultural Center and Museum: 4.7 stars, 55 reviews.
Source: Google Places API (New).
Jobs & the Local Economy
In Effingham County, the unemployment rate is 4.7% as of December 2025, with a labor force of 18,009 people. The total number of employed individuals is 17,164, indicating a stable job market.
- Unemployment rate: 4.7% (December 2025).
- Employed: 17,164.
- Labor force: 18,009.
Source: Bureau of Labor Statistics, Local Area Unemployment Statistics.