What to know when moving to Chesterfield, MO
Chesterfield at a Glance
- The Vibe:
- A highly educated area where 81% of residents hold a bachelor's degree and only 9.9% are renters.
- The Major Draw:
- The median household income stands at $202,232, making it one of the wealthier ZIP codes in the region.
- The Reality Check:
- With a median home value of $671,300, housing is on the expensive side.
- Commute:
- Zero percent of residents use public transit for commuting.
- Top Tip:
- Budget for $1,570 per month in rent if you're planning to rent here.
The 'Vibe' Check: Who Thrives Here?
Chesterfield is characterized by its affluent population and high educational attainment, with a median household income of $202,232. The area has a low renter percentage of 9.9%, suggesting that most residents own their homes. With a very low public transit usage rate, it's best to plan on having a vehicle for commuting and errands.
Probably not your spot if: you're looking for affordable housing, as the median home value is $671,300.
Your Money: Housing & Cost Snapshot
- The median gross rent is $1,570, which reflects the area's overall high housing costs.
- With 81% of residents holding a bachelor's degree, the community is highly educated.
- The poverty rate is just 2%, indicating a generally affluent population.
- Only 9.9% of residents are renters, showing a strong homeowner presence.
Source: U.S. Census Bureau, ACS 5-Year Data Profiles.
Crime & Safety: What the Numbers Say
Missouri's crime rates reflect a mixed picture, with ongoing improvements in certain areas. For 2025, the state annual violent crime rate is 422.6 per 100,000 residents, which is 29.9% higher than the national rate of 325.3. Meanwhile, property crime is reported at 1,682.4 per 100,000, 8.8% higher than the national average of 1,546.9. Fortunately, trends indicate that both violent and property crime rates have seen declines since 2022.
- Violent crime: 422.6 per 100k vs. national 325.3, down 15.6% since 2022.
- Property crime: 1,682.4 per 100k vs. national 1,546.9, down 30.4% since 2022.
- Notable trend: Homicide rates have dropped by 31.6% since 2022.
Source: FBI Crime Data Explorer (state-level summarized data for Missouri).
Schools & Higher Ed
Chesterfield provides access to a range of educational institutions in the surrounding area. There are a total of 13 postsecondary schools in the vicinity, including well-known options like Logan University in Chesterfield and Maryville University of Saint Louis nearby.
- Total postsecondary institutions: 13
- Key institutions include: Logan University, Maryville University, and Missouri Baptist University.
Source: NCES Postsecondary School Locations, U.S. Dept. of Education College Scorecard.
Weather & Getting Outside
The region experiences about 39.3 inches of precipitation annually, with 86 rainy days. Winters are mild with minimal snowfall, averaging less than an inch per year. If you're looking for outdoor activities, Chesterfield has several parks and recreation areas nearby.
- Laumeier Sculpture Park - 4.7 stars (3,307 reviews)
- National Museum of Transportation - 4.7 stars (2,666 reviews)
- Frontier Park - 4.7 stars (2,548 reviews)
- Faust Park - 4.8 stars (1,436 reviews)
Sources: NOAA Climate Data Online, Google Places.